# Paybeta

> Paybeta is a Nigerian digital payments platform for recharging prepaid/postpaid electricity meters, buying airtime and data, renewing cable TV subscriptions (DStv, GOtv, StarTimes), funding gaming wallets, and purchasing educational PINs (JAMB, WAEC). It offers a bill-payment API for fintechs/developers and a VTU reseller agent program.

Paybeta serves individual consumers, POS/VTU agents, and businesses integrating bill-payment functionality via API. Core consumer use cases: buy electricity tokens across 10+ Nigerian DisCos (BEDC, AEDC, JED, EKEDC, IBEDC, IKEDC, EEDC, KAEDCO, KEDCO, PHEDC), top up airtime/data (MTN, Glo, Airtel, 9mobile, T2Mobile), fund sports betting wallets, and pay for cable TV subscriptions.

## Products & Services
- [Electricity](https://www.paybeta.ng/electricity): Buy prepaid/postpaid electricity tokens across major Nigerian DisCos.
- [Airtime](https://www.paybeta.ng/airtime): Buy mobile airtime for MTN, Glo, Airtel, 9mobile, and T2Mobile.
- [Data](https://www.paybeta.ng/internet): Purchase mobile internet data subscriptions across Nigerian networks.
- [Cable TV](https://www.paybeta.ng/cabletv): Instant subscription renewals for DStv, GOtv, and StarTimes.
- [JAMB](https://www.paybeta.ng/jamb): Purchase JAMB UTME and Direct Entry (DE) registration e-PINs.
- [WAEC](https://www.paybeta.ng/waec): Purchase WAEC result-checking and exam registration PINs.
- [Betting Funding](https://www.paybeta.ng/gaming): Wallet top-up for major Nigerian sports betting and gaming accounts.
- [Token Retrieval](https://www.paybeta.ng/token): Tool to retrieve and re-send a previously purchased electricity token.
- [Payment Verification](https://www.paybeta.ng/verify): Check real-time transaction status using merchant reference IDs.

## For Developers & API Integration
- [API Documentation](https://docs.paybeta.ng): Complete developer guide and endpoint documentation for Paybeta API v2.
- [OpenAPI Spec (JSON)](https://docs.paybeta.ng/openapi.json): Machine-readable OpenAPI 3.0 JSON schema for Paybeta API v2.
- [OpenAPI Spec (YAML)](https://docs.paybeta.ng/openapi.yaml): Raw OpenAPI 3.0 YAML specification for AI agents, Cursor, and SDK generators.
- [Utility Bill Payments API](https://www.paybeta.ng/utility-bill-payments-api): Overview of API infrastructure for airtime, data, electricity, and bill payments.
- [Developer Portal](https://www.paybeta.ng/developers): Manage P-API-KEY credentials, sandbox testing, and API configurations.

## Earn With Paybeta (Agent & Reseller Program)
- [VTU Agent Program](https://www.paybeta.ng/vtu-agent): Sign up as an agent to sell bill-payment services and earn commissions.
- [Reseller Program](https://www.paybeta.ng/reseller): B2B partnership opportunities for wholesale bill-payment resellers.
- [Commission Schedule](https://www.paybeta.ng/commissions): Real-time breakdown of agent and reseller commission rates.

## Support & Legal
- [Support Center](https://support.paybeta.ng): Help articles and ticketing for transaction troubleshooting and refunds.
- [Contact Support](https://www.paybeta.ng/contact): Email: support@paybeta.ng | Phone: +234 201 330 6331.
- [FAQs](https://www.paybeta.ng/faq): Frequently asked questions regarding instant token delivery and failed transactions.
- [Terms of Service](https://www.paybeta.ng/terms): Terms governing consumer usage, API contracts, and agent policies.
- [Privacy Policy](https://www.paybeta.ng/privacy-policy): Data security protocols, compliance, and privacy commitments.

## Optional
- [Sitemap](/sitemap.xml): Full XML sitemap of all pages