Paybeta VTU Agent

Be the bill-payment spot in your community

Sell airtime, data, cable TV and electricity to the people around you, right from your phone. Every sale earns you a discount of up to 3%, paid straight to your agent wallet.

  • Agent prices on every sale
  • Instant delivery & receipts
  • 24/7 support
Who it's for

Turn foot traffic into extra income

If people already come to you, they can pay their bills with you too.

Shops & kiosks

Add airtime, data and power tokens to what you already sell.

POS operators

Offer bill payments alongside withdrawals and transfers.

Phone & accessory stores

Customers buying a SIM or phone can top up on the spot.

Cable TV & electronics

Renew DStv, GOtv and StarTimes for walk-in customers.

Students & side hustlers

Serve your hostel, office or estate straight from your phone.

Estates & communities

Be the go-to person for prepaid meter tokens in your area.

How it works

A sale in under a minute

Customer asks

A customer wants airtime, data, a power token or a TV renewal.

You enter the details

Pick the service in the Agent app and enter the phone, meter or smartcard number.

Delivered instantly

The value is delivered in seconds and you both get a receipt.

You keep the margin

Collect the full price from your customer and keep your agent discount.

What you can sell

Earn on every service

Live agent rates from Paybeta. Your discount is applied automatically on each sale.

Airtime

Top up any line on MTN, Glo, Airtel and T2Mobile.

Earn up to3%

Data

Daily, weekly and monthly bundles for every network.

Earn up to3%

Cable TV

Renew DStv, GOtv, StarTimes and Showmax in seconds.

Earn up to1.2%

Electricity

Prepaid tokens and postpaid bills across major DisCos.

Earn up to1%

Rates vary by network and biller. See all agent commission rates

Your agent toolkit

Everything you need to serve customers

One wallet and one app for every bill your customers pay.

  • Paybeta Agent appSell every service from your Android phone.
  • Agent walletFund by bank transfer and sell from your balance.
  • Receipts & historyEvery sale is recorded with a receipt you can share.
  • Bulk airtimeRecharge many numbers at once for groups and offices.
  • Scheduled paymentsSet up repeat airtime, data, TV or power for regulars.
  • 24/7 supportReal people ready to help resolve any issue.
Excellent supportOur trained support team is available 24/7 to help you resolve any issue.
Secure paymentsEvery sale is protected by your transaction PIN.
Fast deliveryValue delivered on time, every time, so your customers keep coming back.
Get started

Start selling today

All you need is a smartphone and some money in your agent wallet.

01

Create your agent account

Sign up on the Paybeta agent onboarding page in a few minutes.

Create account
02

Get the Agent app

Download Paybeta Agent from Google Play and sign in.

Google Play
03

Fund and start selling

Add money to your wallet by bank transfer and serve your first customer.

View agent rates
Not sure which fits?

Agent, reseller or affiliate

You're here

VTU Agent

Serve walk-in customers in your shop or community from the Agent app, and earn a discount on every sale.

Become an agent →
Business

Reseller

Build a VTU business with your own website, bulk airtime or our API, and grow beyond your area.

Explore reselling →
No stock needed

Affiliate

Share your referral link and earn commission when the people you refer buy on Paybeta.

See the affiliate program →
FAQ

Agent questions

How do I earn as an agent?

You buy at agent prices, which are below face value, and charge your customer the normal price. The difference is yours. Rates differ by service and network, for example 2.5% on MTN airtime. See the commission page for every rate.

How do I fund my agent wallet?

Transfer money from any Nigerian bank to your Paybeta wallet account. Your balance updates automatically and you can start selling right away.

Do I need a shop to become an agent?

No. Many agents run from a shop or kiosk, but you can also serve customers in your hostel, office or estate straight from your phone.

What's the difference between an agent and a reseller?

Agents mainly serve customers face to face from the Agent app. Resellers build a VTU business, for example with their own website, bulk airtime or the Paybeta API. Read more on the reseller page or compare every option on Partner with us.

Where do I get help?

Our support team is available 24/7 at support.paybeta.ng, by email at support@paybeta.ng or on +234 201 330 6331.

Ready to serve your community?

Create your agent account and make your first sale today.